Jewellery Valuations for Insurance

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WHY GET A VALUATION OF YOUR JEWELLERY

Many clients underestimate how many items of jewellery they have in their collection and their current value at retail replacement. If items have been gifted or inherited for example, a value may have never been attributed. This means underinsurance is very common and as jewellery items are often the most easily damaged or stolen items in your property, it is incredibly important to have correct insurance in place.

Fluctuations in values are also common, especially when looking at gold and diamond prices (note those high value engagement rings). World events can directly affect these prices and we have seen significant changes in value in these areas over the last five years. Due to the variations in the market, we recommend a jewellery valuation is carried out every two to three years but your insurer will be able to guide you further on this.

We have also seen considerable changes within popular brands such as Cartier, Van Cleef & Arpels and Bvlgari as they release limited edition pieces or ranges are discontinued and the secondary market booms in response. Other quality jewellery makers where we have noticed changes are as follows:

Chopard
Graff
Boucheron
Boodles
Harry Winston
Tiffany & Co

Lastly, in the event of loss or damage of an item, a detailed valuation report provides your insurer with all the information they need to make the claim as straightforward as possible. As we offer an impartial valuation and are trusted throughout the industry, the claim process is simplified and the report can provide peace of mind.

Quastel Associates | Jewellery valuations

OUR SERVICE

Our jewellery valuation service allows us to tailor the valuation to your precise requirements, from a few precious items to a complete collection.

All of our jewellery valuers are either members or fellows of the (IRV) Institute of Registered Valuers (part of the National Association of Jewellers) or members of the (JVA) Jewellery Valuers Association. They have been carefully selected because of their reputation and experience. Their qualifications mean they are able to grade stones and also check clasps and settings.

Offering full UK coverage, the valuation is completed in the comfort of your home or bank removing the risk of transporting the items or leaving the items at a jewellers to be valued. Our valuer will move from item to item taking notes and photographs for identification.

The valuation report provides an extremely detailed inventory and includes photographs of each item. It also states the most appropriate market for replacement, for example new, antique or second-hand.

The valuation report is presented as a PDF document with the option of adding a password for security purposes. These are normally supplied within 2 weeks of the valuation.